• October 31, 2016 /  Showroom
    20

    Too often when it comes to auto-leasing, people get so dazzled by the myriad terms and the jargon thrown their way that they end-up paying through the nose, relying on a dealers help than their own informed decision.

    Here is a look at some of the tricks dealers use to pad their profits and leave the customers shelling hundreds of dollars more than the deal should be worth.

    Trick 1: Leasing always a better deal than buying

    Dealers use the lure of lower-monthly payments to entice customers to sign for long-term loans, with terms stretching for five years or more, making the payments even lower. There are two catches with such lengthy contracts: higher mileage, exceeding the prescribed limit, and hefty repair costs.

    With leases charging on average 10 to 20 cents a mile for any extra mile over the agreed amount in the contract, and warranties only covering three years, you leave yourself wide open for hefty charges for excessive mileage and wear and tear.

    Trick 2: Cheap 2-3% APR rate on your lease

    The dealer is not quoting the interest rate you would be paying on your lease; hes rather giving you the lease money factor. Whilst similar to an interest rate and important in determining your monthly payment, a more accurate rate is calculated by multiplying the money factor by 24. For example a cheap 3% money factor is 24 X 0.003 = 7.2%. This gives you a better sense of what your annual interest rate on your lease contract is.

    Trick 3: Stress-free early lease termination

    Dealers know consumer driving needs change and they would like to have the option of getting out of a lease commitment sometime down the road, before their lease ends. Truth of the matter is, when you sign for a lease, you are effectively saddled with monthly payments for the remainder of the lease term and there is little-choice of getting out early. Lease contracts carry hefty financial penalties for either defaulting on monthly payments or terminating the lease earlier than the scheduled term.

    To avoid being on the receiving end of such tried-and-true tricks, educate yourself about leasing. Get down to the nitty-gritty and understand what the leasing terms used by dealers mean. Crunch the numbers along with him and understand how they arrived at the monthly payment figure. Dont sign anything until youve understood all the terms and your numbers much those of the dealer. Do not let the dealer pressure you into signing; you are the one to determine whether the agreement is right for you.

  • October 30, 2016 /  Auto Insurance
    9

    The Atlantic hurricane season begins June 1 and runs through November 30. While no one can predict exactly when storms will threaten, there are months that see more storm activity: August through October, and months where typically fewer storms usually develop: June, July and November. While it is hurricane season, that doesn’t mean a hurricane will necessarily occur.

    For motorists, there are few situations more dangerous than driving during a hurricane, which is why it is important to carry auto insurance along the Sea Coast. There are also steps that can be taken that will help to lessen the impact of driving in a major storm. Those devastating hurricanes of 2004-05 not only made potential visitors to Florida aware of giant storms; it made many afraid to make travel plans during hurricane season.

    Threat of torrential rains, gusting winds, power outages and plenty of flooding are always a given when hurricanes hit. But what should a person do when they are drivingin their vehicle and are suddenly caught up in a hurricane?

    1.Do not panic – Hurricane winds are rough and motorists can lose control of their car or it can tip over, so the first thing to do is to look for shelter. Getting the vehicle inside a parking garage or under an overpass would be the safest thing.

    If this is not a viable option, don’t leave it in a low-lying area prone to flooding. If the car must remain outdoors, park it away from trees, poles or other large objects that may fall onto it.

    2.Avoid standing water – Avoid driving through standing water that can stall out a vehicle and cause irreparable damage. If the car stalls, anyone in the car could become trapped in a situation with quickly rising water levels that can carry the vehicle away.

    More than half of hurricane deaths in the last 30 years resulted from inland flooding according to theNational Hurricane Center. Of those deaths, one in four people drowned in their cars when attempting to abandon it.

    3.Avoid live wires – Avoid driving over tumbled power lines. If surrounded by downed live wires, wait for rescue workers to safely get everyone out of the vehicle.

    4.Steer clear of larger vehicles – Because of their increased surface area, vehicles like trailers, large trucks, and buses are actually more vulnerable when driving in high winds. Be on the look out for big vehicles and maintain even more of a distance than normal.

    If local authorities ask everyone to evacuate the area due to an impending hurricane, make every attempt to obey this directive. Auto insurance on the Sea Coast can protect a vehicle but it will not save lives.

  • October 30, 2016 /  Auto Insurance
    9

    Auto insurance for senior citizens is a little bit different than for the rest of us due to their age, experience on the road, and the amount of time they spend driving. For the most part older drivers can get very inexpensive car insurance as long as they have no accidents or violations on their records. But finding affordable auto insurance for senior citizens follows the same process. It requires obtaining multiple quotes and comparing them line by line.

    Good places to start for affordable car insurance for seniors are organizations like the AARP. These senior-centered organizations work on the behalf of older Americans to help them navigate through their golden years. Often they work out special deals with insurance companies to offer their members great policies at discounted prices.

    Just remember that most of these organizations are not licensed to sell auto insurance. Instead, they contract with other insurance companies to sell policies carrying their brand name.

    Age and Experience

    The biggest thing seniors have been going for them in terms of cheap car insurance is their age and experience. Where teen drivers tend to pay some of the highest rates due to their lack of experience on the road, seniors can have 40 years or more under their belts. That can add up to pretty good savings when a driver has an overall favorable record. But a favorable record is the key.

    According to statistics from the U.S. Census Bureau seniors over the age of 64 account for about 15% of all traffic accidents in America. It doesn’t necessarily mean they are always to blame, but they are at least involved. Car insurance companies take these statistics in the consideration when determining how much each senior pays for their policies.

    By maintaining a clean driving record seniors are eligible for discounts based on their age and so many years of safe driving. Many companies offer significant savings for safe drivers both in the form of reduced premiums and lower deductibles. That’s one of the best ways for seniors to save money.

    Reduced Time behind the Wheel

    One of the other big factors that save seniors on their car insurance is the fact that they typically spend less time behind the wheel as they get older. Where younger drivers use their vehicles to go to and from work every day, plus transport the kids and engage in their own leisure activities, seniors are more apt to simply drive to and from social events and to run errands. Less mileage works in their favor by reducing the likelihood of an accident.

    If you’re a senior driver looking for affordable auto insurance remember to get multiple car insurance quotes. Even if you’re going through an organization like the AARP or AAA, it still doesn’t hurt to get quotes from other companies in order to do a cost comparison. In the end, the more you compare the more likely it is you’ll get the cheapest car insurance possible.

  • October 28, 2016 /  Automotive Share
    18

    Lets face it entrepreneurs only start a business for one reason to make money. Why would someone go through all the expense, risk, and pain of starting a company if there wasnt hope of significant reward? Im not saying that everyone is money hungry or greedy, but I am saying that a business is there to make money.

    An automotive service shop is a business. In order to keep running, they need to make money. Most shops employ a salesman, also known as a service writer whose primary duties include writing up customers, communicating between the customer and the mechanic, some even inspect vehicles with the technicians, and most importantly, selling service to ensure company profitability. Like any good salesman should, they will befriend you and recommend services to “help” you out.

    Heres what most people dont know about service advisors they are paid in commissions. Like any other salesman, the more they sell, the more they get paid. Thankfully there are a lot of good people out there who truly want to do you right and keep your business. However, for every honest automotive service representative thats out there today, there are 9 more that only care for their paycheck.

    The U.S. Economy has seen better days. Unfortunately, as money becomes scarce, more people will result to any means in order to make a buck. Look at the rise in scams taking place today. A prime example is the lottery scams where you receive an e-mail or telephone call saying you have received a large sum of money, but you must send money first to receive your fake “winnings”. Or the latest “loan scam” where a company says they can loan you around $5,000 with bad or no credit, but you must pay the first few payments up front.

    The BBB (Better Business Bureau) was developed to protect consumers from businesses that have repeatedly done customers wrong. Also, some states such as California took it a step further and developed the BAR (Bureau of Automotive Repair), to protect consumers from shady shops. Unfortunately, these services usually only catch the worst of the worst, and a lot of shops still get away with bad business.

    So what can you do to protect yourself? Find a shop you are familiar with or that has a good rapport with their customers. Even though it can be time consuming, shop around for pricing to keep them honest. Research and come up with a service plan that suites your needs. Lastly, always get a second or even third party opinions, even when it comes to that mechanic you have known for years. Or if you would prefer a professional to protect you when it comes to maintaining and repairing your vehicle, seek out a company like Auto Service Security. Spending a little extra time, may save you a lot of money and hassle.

  • October 24, 2016 /  Car & Motors
    8

    Used Car Sales With MFW

    Motor Finance Wizard specializes in used car sales and is currently operating in Queensland, New South Wales and Victoria offering an extensive range of used cars to suit your needs. Not only does MFW focus on car sales, but they also specialise in providing motor vehicle finance solutions for people who may have found it difficult to obtain car financing. Motor Finance Wizard opened its first dealership in 2001 and has since sold and leased more than 19,000 vehicles to date, making us one of the nations largest used car dealerships in Australia. Motor Finance Wizard has used car dealerships and offer the best used car sales available in the Queensland, Victoria, and NSW area. MFW has thrived while other used car dealerships have struggled due in large part to their customer service and ability to get almost anyone in a used car of their choice. Their mission is to provide all Australians with the opportunity to own a motor vehicle, regardless of their financial situation.

    Motor Vehicle Finance Through MFW

    Motor Finance Wizard will assist those in need of used cars and have bad credit history in finding the vehicle they need. MFW operates used car dealerships that specialise in providing motor vehicle finance solutions on MFW used cars to customers who do not meet the strict lending criteria of mainstream lenders. This model allows customers to acquire car financing and a quality used cars from the same point of sale location.

    Traditionally in Australia the sale of a motor vehicle has been a separate transaction to the car financing, involving two different parties; the car dealership and an independent finance company. MFW, through its in-house finance provider KWIK Finance, provides motor vehicle finance for customers exclusively to MFW used car dealerships for the full term of the Lease.

  • October 23, 2016 /  Car & Motors
    6

    Many holiday makers are now realising that renting motor homes provides an optimal vacation alternative. A motor home provides holiday makers the option to move home temporarily to where they choose. Travellers may set their own timetable and itineraries in complete comfort, freedom and convenience thereby eliminating the limitations of a third partys deadlines, terms or conditions. Motor home rental, therefore, is steadily becoming the new trend in many countries because these mobile housing units serve both accommodation and transport purposes during a vacation

    Motor homes generally give you the thrill and adventure of outdoor life but with the convenience of your own home. RVs are now available in different shapes and sizes, accessorized with camping equipment or even air conditioning equipment. You can tailor the selection process to suit your personal requirements and rent either a class A, B or C RV mobile unit fully furnished with, crockery, TV, cutlery, fully built in kitchen, sound system, washroom, and cosy beds. Motor home rental for short excursions or long trips, or hiring one with basic amenities or a luxury camper in addition to budget limitations are some of the reasons that influence travellers choice when hiring RVs. At erento, you may now use our searches to select motor homes that match your exact needs.

    Modern campers are compact and can be driven effortlessly after a few trials. This allows practically anyone with prior driving experience easily manoeuvre them. Honeymooners can diverge from traditional honeymoon destinations and decide to motor home in an exotic and romantic area offering spectacular scenery and dream landscape to celebrate their special day.

    Moreover, self catering holidays is typical among families with children because of the flexibility and cost advantages it provides. Motor home rentals offer a more comfortable camping experience than the traditional canvas tents. Adults in contrast to children, who may enjoy the novelty of using campsite facilities, have the option for example of their own lavatory and bathroom.

    Recreational vehicles enable travellers to integrate each other’s varying tastes and enthusiasms be it mountain trekking or surfing. The holiday may first begin in a seaside spot for those who enjoy the tranquillity of the coast and lakes and end with a visit to a remote mountain resort providing an unequalled combination of peace and serenity far from the noisy crowds of tourist hotspots and the stress of city life.

  • October 23, 2016 /  Showroom
    8

    Changing the interior of your home can often seem like a daunting idea, especially if you feel that you do not have time. However, tired looking floors can be more than just unsightly. They can increase your frustration and dissatisfaction with your home. Changing your floors then becomes more than a desire but also a necessity.

    The best way to go about changing your floors is to start with an idea. The look of your home will already be decided by the type of furniture that you have. This way you will be able to follow the -red thread’ and incorporate it into your floors. You may then start looking into catalogues or online to start getting ideas for your flooring improvement needs.

    Cleaning is an essential part when thinking of flooring and this is also accompanied by the wear and tear of the flooring products. While design is essential, you will have to think about how much wear and tear your family will put the chosen flooring material through. Easy cleaning flooring products are often tiles and wooden panels. They are also durable. However, you will also be able to find a durable carpet if that is what you desire.

    Ask questions if you are not sure as this can help you make better informed decisions about your choice of flooring. The showroom is your chance to try-before-you-buy.

    It is not always easy to rely on memory, so to make your flooring showroom experience a profitable one by taking some picture, of the rooms that you are planning to make the changes in, along with you. This way you will have a better idea of what colors and flooring material you would rather use. A flooring showroom is an advisable place to go, if you are serious about changing your floors. Here you will have an array of flooring products that will jump start your renovations.

    You will be able to feel the carpets and see if the design on the tiles will be something that will match your current furniture. A flooring showroom gives you the exact colors that flooring products come in, as most colors can be lost in print.

  • October 23, 2016 /  Auto Accessories
    2

    Do you work out of your van or truck? If so then you will understand how important it is that you have everything well stored in there. Not only does it make life that much easier but it also presents a professional front to any clients or customers. Having a van full of tools loose and sliding around is also dangerous and will drastically reduce the life span of the tools in question. Get the right vehicle accessories now and make sure that you have everything to hand when you need it.

    With the right van shelves and racks you will increase your efficiency. If it takes you ten minutes to find all the right tools and material every time you arrive at a job then you are losing valuable time. Add that up over a week or even a year and you will find that you are losing hours, days and even weeks just hunting around for the right equipment. Don’t waste your time with a messy work van or truck any longer.er.

    Not only is it inefficient to have a messy truck or van, it also looks bad. Think about what any potential client or customer will think when they see the back of your vehicle and find that all of your tools are loose. It does not bode well for your work habits in general and the last thing they will want is a messy contractor working for them. Having everything well ordered makes you look like a far more competent, professional and clean operator. Get the right shelves and racks for your van or truck and give the right impression.

    It is also dangerous having all your tools and materials loose in there. Think if you are in an accident and you have a whole bunch of power tools come flying from the back. They could do a huge amount of damage to you. If they are properly stowed then you are in far less risk of being smacked in the back of the head by your drill or circular saw. Get good van racking and shelving now and stay safe.

    Finally, a good worker treats their tools with respect. Having them all washing around the back of the van or truck means that they will age quicker and you will need to replace them faster. With the right van shelving and racking you can be sure it will last the distance.

    Keep your work vehicle well sorted and work faster, give a better impression, drive safer and ensure your tools last longer.

    Author Bio:

    Forthepast3yearsIhavebeenwritinginformativeandhigh quality articlesontopicsuchas Vehicle Accessories, Van Racking,Van Shelving andmanymore.

  • October 23, 2016 /  Auto Insurance
    8

    Car insurance, Ireland, requires high quality insurance than the other world. There are quite of suppliers to choose from as the marketplace for insurance in Ireland is extremely modest. There are many small events which can be occupied in order to decrease the insurance best that are quoted by numerous insurance providers. Car insurance Ireland is the most highly preferred insurance provided by other world. It has been said that nobody in Northern Ireland Need to shop around looking for car insurance. They have to continue with the old insurance providers because they never let him go to others. Because of this residents of Northern Ireland never find better insurance companies for their cars.

    Car insurance Ireland is a particular area, particularly because a lot of insurance breadwinners in the Ireland area exclude the inhabitants of Ireland in their assurance plans. Few things on which you have to keep an eye that your car insurance doesn’t make a hole in your pocket. Because they never let you go to other car insurance agencies.

    You have to secure your vehicle yourself because securing your vehicle not only helps you with cheaper Car insurance Ireland, quotes, but also keep you at ease meaningful that your car is safe. You can do so many things with your car; you can put devices in your car like alarms and many much more which keeps your car safe. The greatest crimes connected to cars happen during the night. If you lock your car in the garage or a secure driveway, you can knowingly reduce the amount of assurance premium you pay.

    The driving skills and experiences of the people who are listed as drivers of your car are also applicable deliberations for your insurance premium. To get cheap Car insurance you have to do one thing more you have to keep clean record of your driver if your driver found in any mistake you never get cheaper car insurance in Ireland.

    You have to maintain several things to keep your car insurance cheap another factor which matters most the mileage of your car because lower mileage often means less chance of accidents. This means that your insurance providers can rest easy, knowing that your vehicle is safe and, therefore, offer you a inferior insurance premium. So you have to keep these three or four things in your mind to get cheaper car insurance in Ireland if you didn’t have any of thing from these you will never get cheap car insurance in Ireland.

    .Why not visits us to compare Car insurance Ireland from a range of top providers online.

  • October 22, 2016 /  Auto Insurance
    6

    Today laws have become very stringent about drinking and driving. And the insurance companies are following suit by introducing a strict stance on the offenders. As per the law, the insurance companies are not allowed to give auto insurance to people who have committed traffic violations many times, have got their driving license suspended, and are caught for drinking and driving. The basic response of insurance companies towards consumers (who are caught under DUI) is to cancel their policy or increase the rates of premium. If the customer does not show any improvement, then the company has the right to prevent his car insurance policy from getting renewed.

    A person who has committed violations for many times, needs to keep a proper record of his auto insurance for a span of three to five years and then present it to the motor vehicle department of the state. To remove the suspension from your driving license, you need to seek an SRS-22 form from the car insurance company so that it can be submitted to the motor vehicle department. This SRS-22 form is a type of proof given by the insurance company which states that you are the owner of an auto insurance scheme. The presentation of SRS-22 form also means that the insurance company is responsible for informing the motor vehicle department if the car insurance scheme gets cancelled in the future for some reason.

    Most of the offenders in DUI are required to present a SRS-22 form and therefore there is no way to hide these kinds of details from the insurance company. When you seek for a SRS-22 form, then immediately the insurance company puts you in the category of a perilous driver. This can eventually result in the company to cancel your policy or they will simply refuse to renew your policy once the current term for the policy expires. At the event of cancellation of your policy, the insurance company will send you a notice where the exact reason for terminating your policy will be stated. Then you can start looking for another insurance company who will be willing to provide you with auto insurance despite your past record with the previous company. All the insurance companies are not equipped to provide its customers with a SRS-22 form. So in such cases you have to get car insurance from a different company. Certain auto insurance does not provide auto insurance to people who are charged under DUI. Such customers can only expect to get their auto insurance after the completion of five years (from the date of DUI).

    More information on car insurance is available at Wawanesa Auto Insurance.